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Basic Steps of Home Buying

 

1.     Get Pre-approved by a Lender 

The lender will check income, credit & assets to ensure an accurate pre-approval.  By the lender reviewing all necessary items prior to shopping for your new home.  This will speed up the home buying process and streamline the underwriting process to ensure your contract to close time is 45 days or less. 

2.     You May Qualify For A Loan Even If You Can't Put Down The Usual 20 Percent

If you qualify, there is a great diversity of private and public lenders who offer low-interest mortgages that require a small down payment. You could get up to 10K for closing cost and down payment; you don't have to pay it back until you sell or refinance the property.

3.     Choose the Right Real Estate Professional to Help You

 TIP: Even though the Internet gives buyers unprecedented access to home listings, most new buyers and the experienced ones are better off using a professional agent.

We will have your interests at heart and can help you with strategies during the process. Good insights to clients’ needs, knowledge, and experience of the practice of real estate, more specifically location knowledge are factors that should help you determine the agent you should work with.

If you pick your real estate agent well, you will save time and money and will enjoy one of the most important and exciting experiences of your life of buying a property! 

4.     Find A Good Home Inspector

A home inspection is an examination of the physical structure and systems of a property. The home inspection report will cover the condition of the home’s heating system, central air conditioning system, interior plumbing and electrical systems, the roof, attic and visible insulation, walls, ceilings, floors, windows and doors, the foundation and structural components, additional inspections may be offered for insurance purposes like wind mitigation and 4-Point Inspection. For a professional, complete and reliable service we recommend companies like 5th Avenue Building Inspections or Sunshine State Home Inspection Services, LLC  in SE Florida. 

Thinking about buying on your own? You might need to take a look at these things to be aware while waiting for your closing day 

These are a few of the services homebuyers will receive from us:

  • Determining the best type of property to suit your needs. “We’ll help you find a home that fits your lifestyle and budget”

  • Assisting you in determining the best financing options. “Helping you keep money where it belongs…in your pocket”

  • Locating target properties in the areas you desire. “Tell us where you’re looking and we’ll scour the market to find it”

  • Negotiating and structuring your offer to get you the most for your money. “Buy the most home for your money!!”

  • Coordinate the inspection, appraisal, and closing process resulting in a smooth transition from contract to closing. “Helping you to relax while we handle the details!”

Feel free to contact us anytime and let us help you take advantage of our years of experience. We would love to speak with you and see if working together would be a good fit. Call us at +1.305.725.2176 or Contact Us

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